Insurance coverage is valid in the following countries: Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus (only the actual area under the control of the government of the country), Czech Republic, Denmark, Estonia, Finland, France (and Monaco), Germany, Gibraltar, Greece, Hungary, Ireland, Italy, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain (including Canary and Balearic Islands), Sweden, Switzerland, Vatican City. Your insurance coverage is based on the scope of insurance required by law in the country of visit, but at least on the scope of your insurance contract.